Car Insurance: Mandatory Liability Coverage in Texas
Even the best drivers can be liable for things beyond their control. That’s why all Texas drivers must protect fellow motorists by having liability insurance. As a driver, you might not be able to avoid hydroplaning on a slick road, but you can be the good guy and make sure you protect other drivers by maintaining proper liability insurance. Also, having the right insurance will help you avoid fines as the state of Texas has mandatory requirements for all registered motor vehicles to carry liability insurance.

Vessels Insurance: The Insurance Agency That Works for You
If you’re shopping around for car insurance and weighing all your choices, trying to make sense of all the possible coverages, Vessels Insurance is ready to help make sense of all those possibilities. As an independent insurance agency in Lubbock, TX, we partner with numerous car insurance carriers and can do the shopping around for you! We offer a variety of car insurance coverages for Texas drivers of all ages and risk levels.
We'll work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever-mindful of your budget and strive to meet all your insurance needs in a timely, professional way.
Standard & Non-Standard Car Insurance
At Vessels Insurance, we write standard and non-standard car insurance policies alike. What is a Standard Car Insurance Policy? Standard car insurance covers “preferred” and “super preferred” drivers. This group includes:
• Older motorists
• Motorists with driving records indicating maturity behind the wheel
• Motorists with few or no tickets and/or car accidents
At Vessels Insurance, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too. This group includes:
• New and/or younger drivers
• SR22 drivers
• Motorists whose driving record indicates insufficient experience or maturity
• Motorists with several accidents and/or tickets
Your Car Insurance Agency for Multiple Coverage Types
In addition to standard and non-standard car insurance, at Vessels Insurance, we also offer coverage for:
• Classic cars
• RVs
• Motorcycles
• Boats & other watercraft
Vessels Insurance: Making Comprehensive Coverage Comprehensible
You never know when a car accident will happen or when you’ll be involved in one. It’s critical to secure the right car insurance coverages for your car, truck, SUV or van before an accident happens. The independent agents at Vessels Insurance attend to every detail of every policy they write—the big ones, the little ones, and every detail in between.
At Vessels Insurance, we believe a properly-written car insurance policy is readily understandable and easy to comprehend. Our independent Texas insurance agents write each policy with that philosophy in mind.
However, if you don’t understand something, ask us. We’re here to answer all your questions, and to provide all the information you need to make informed decisions about car insurance in Lubbock, TX. Our agents won’t finalize any agreement until they’re certain everything is crystal clear.

For a Free Car Insurance Quote, Contact Vessels Insurance
At Vessels Insurance, we are passionate about proper car insurance coverage. We believe that our professional responsibilities are not to a corporation, but to our clients. We don’t work for the insurance industry. We work for you!
Vessels Insurance offers free, comparative quotes on personal car insurance from multiple insurance carriers, assuring you of the best possible rate. Want to see how much we can save you on car insurance? For a free online car insurance quote, just fill out the quote form on our contact us page or call Vessels Insurance today at (806) 828-5279!